When faced with a financial setback, a personal loan can help you manage your household. With the high cost of living in Singapore, most commodities cost more. This causes an effect on your finances leading to the need for additional funds. What can you do to get the extra amount you need? In Singapore, personal […]
It is now very common to take loans in Singapore. There is an ever-increasing need for instant cash loans, for numerous reasons; and when you live in a city in Singapore then you will have to get loans for different reasons. Even then, today Singapore has many sources where you can get instant cash loans: […]
When you are aspiring to open your own business, you will need to have a lot of funds to pay for a lot of things. You need to pay for the premises where your business would be based, sustain the business’ capital, pay off worker funds and fund the production process. You would also need […]
Many people do not realize how easy the process of applying for personal loans is. But most are often asking about how one can qualify for a personal loan in Singapore. Personal loans are unsecured types of loans, meaning that they do not require any form of collateral. Therefore, the moneylender will not have access […]
When you need money, personal loans are a lifesaver and, in some cases, it can help you achieve great things. However, there are cases when we lose sight of how to handle our loans, especially when we take out a large loan for an emergency expense. We may end up panicking because we do not […]
Many young adults in Singapore are by now already employed. It could be that you work at an SME, MNC, or at your start-ups and of course the government. It is unavoidable that some area of these jobs range will involve some form of managing your finances. This article highlights some financial management skills that […]
Moneylenders are individuals or a group of people who offer personal loans that attract high interests. The reason for the high interest is to cushion the risk that comes with the lending process. When you have little access to banking services (un-banked or under-banked), or you are without an excellent credit record. Then working with […]
Although licensed moneylenders are known to charge higher interests compared to banks. Borrowers need to understand the reasons behind such rates. It is also good to know why despite this they still have regular and new borrower even with the higher rates. In fact, licensed moneylenders play an important role in any economy. For instance, […]