There are common mistakes that can ruin your credit rating in Singapore. This will prevent you from accessing mortgages, credit cards and bank loans. Your credit rating is important when you are seeking payday loans. Therefore you will be surprised when some of those little things you do affect your credit rating for the worse. […]
When you are not able to get a study loan, Singaporeans can consider using a moneylender personal loan for school fees and education. Advancing your education as well as improving your skills is important when you wish to advance your career due to the high level of competitive careers in Singapore. However, in Singapore professional […]
Recently, licensed moneylenders have increasingly become popular and in high demand. Even with this, it’s a good idea for you to find out whether payday loan or personal loan is right for you. Be sure you understand exactly what a personal loan is as well as what the necessities are for you to qualify for […]
Credit cards and personal loans are both lines of credit. Yet most people in Singapore opt for credit cards to help them make purchases as they are easily reachable. However, these two credit lines can be taken advantage of when you know the best time to use them. Below are the differences between the two […]
For most individuals, a bad credit score has become a stumbling block for them to accessing loans. This is because they are seen as high-risk clients who may default or also have late repayments of their loans. Even then, it is important that you understand some of the factors that will affect your credit score […]
Runaway debt can be difficult to handle and will cause many people lots of worries. When you are able to use your credit correctly, having a debt needs not be an issue. Thus said, there are times when you might find yourself stuck with a huge loan. To ensure that you are able to repay […]
Most Singaporeans are for the idea that getting a personal loan means lifelong trouble. To these individuals, this would mean having money shortage, gambling debts or even not be being able to use money wisely and not having enough savings as well. Even then it may come as a surprise to most that there are […]
The Scheme for Repayment Assistance (RAS) expired in December 2015, following which a new one was launched in January 2017. This new scheme is aimed at helping individuals who are over-indebted to pay off their unsecured loans with ease. The new scheme is known as the Debt Consolidation plan (DCP) and 14 Singaporean moneylender institutions […]
