Yio Chu Kang is special because you’ll find Windsor Nature Park as one of the most relaxing ways to hike and see nature. After your long hike, you can head to the Ang Mo Kio Hub for some refreshments and retail shopping.
Summary of Top Legal Money Lenders of 2022
Since 2007, Bugis Credit Pte Ltd is a licensed money lending company that offers personal loan, payday loan, business loan, and foreigner loan in Bugis Cube, Singapore. Those with a minimum income SGD 2,000 can avail of their personal loan solutions.
470 North Bridge Road #02-12 Bugis Cube Singapore 188735
Fortune Credit Pte Ltd is a licensed moneylending company with branches in Bugis, and Bras Basah, Singapore. It offers personal loans, business loans, foreigner loans, wedding loans, renovation loans, payday loans etc. The moneylender provides free consultation and quotes and low interest rates from 1% to 4%. It also offers unsecured loans and flexible repayment options.
470 North Bridge Road #02-01A Bugis Cube Singapore 188735
365 Credit Solutions Pte Ltd offers different types of loans including personal loan, payday loan, foreigner loan, and business loan. They have competitive rates of up to 1 percent per month with loans processed within one hour.
14, Scotts Road, #03-64, Far East Plaza, Singapore 228213
A1 Credit SG Pte Ltd offers personal loans, foreigner loans, business loans, payday loans in Havelock II, Singapore. They offer loans for Singaporeans whose minimum monthly income is $1,500 and for foreigners whose minimum monthly income is $2,000.
2 Havelock Road #02-08 Havelock II Singapore 059763
GM Creditz PTE Ltd. is a company that offers monthly loans, foreigner loans, business loans, payday loans, and personal loans in City Hall, Singapore. The licensed moneylender charges no hidden fees, and offers flexible repayment plans and 30-minute preliminary loan approval process for online applicants.
111 North Bridge Road #01-41, Peninsula Plaza, Singapore 179098
Raffles credit is a company running in Singapore since 2011. They provide personal, business, payday and foreigner loan. They approve loans as fast as in 1 hour, subject to approval. They charge up to 4% of the rate of interest on any loan provided.
17A Circular Road Singapore 049373
Ensure that you don’t overspend because it’s easy for Yio Chu Kang to get you carried away spending. Thankfully, licensed moneylenders can help you with a personal loan for emergency funding.
Why Is a Licensed Moneylender Best for Personal Loans?
Many Singaporeans and foreign workers choose licensed moneylenders over banks because of its high approval rate requiring no credit scores. If you can establish your income and job stability, a licensed moneylender can help you with all your financing needs.
- High-Amount Loans Like Banks
Licensed moneylender personal loans can grant you up to six months of your salary upon approval. Banks can offer you the same rate and more. However, with licensed moneylenders, you have an interest cap of 4%. Also, take note that loan processing fee should not go beyond 10%.
- Credit Scores Are Unnecessary
Banks strictly implement credit investigations and give it weight on loan application approval. Licensed moneylenders will perform hard credit inquiries, which can affect your credit score. However, they do not let it have any weight on their final loan application decision.
- You Can Receive Your Loan On the Same Day
If you’ve submitted all the requirements, you can get your loan on the same day. As soon as the agreement has been signed by both parties, they will release your loan amount immediately.
- Easy Requirements and Eligibility
Most licensed moneylenders will ask you for your NRIC card, income, and work proof, such as employment contracts or payslips, and other essential documents. You’ll only submit a copy for the moneylender’s records and evaluation.
How Can I Start Applying for Personal Loans?
- Submit Your Application Online
Locate your chosen licensed moneylender’s website. Next, fill out their application form. The website will ask you if all your information is accurate. Then, it will proceed to ask you for essential documents establishing your eligibility.
- Include All Requested Documents
Common documents licensed moneylenders will ask from you are: (1) NRIC cards, (2) income and employment documents, such as employment contracts or payslips, (3) and proof of residence, such as previous credit card statements, utility billing, and more.
- Loan approval within an hour
Once you’ve submitted all essential documents, you can receive the money when you sign the contract the same day.
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List of Money Lenders in Yio Chu Kang
No licensed money lenders found in the area
- Beach Road
- Boat Quay
- Bukit Merah
- Bukit Timah
- City Hall
- Clarke Quay
- Holland Village
- Little India
- Raffles Place
- Paya Lebar
- River Valley
- Potong Pasir
- Serangoon Road
- Tanjong Pagar
- Telok Blangah
- Toa Payoh